We love the Badger State (it’s in our name after all), and we know you do too. Turn to our expert lenders when you’re ready to buy.
Key Features
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Competitive Rates
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Refinancing Available
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Local Processing
- Competitively low rates for home purchase, refinance, or construction
- Click Here to view rates
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- A wide range of financing programs available:
- Conventional Fixed Rate Mortgages
- Balloon Mortgages
- Construction Loans
- ARM Loans
- USDA Rural Development Loans
- VA Loans
- Jumbo Loans
- Home Equity Lines of Credit
- Home Improvement Loans
- Helpful loan advisors with working knowledge of the local real estate market
- Free pre-approval for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Local decision-making and processing in Southern Wisconsin
- Attentive, friendly service from start to finish
Conventional Loans
- LTV ratios up to 97% for first-time homebuyers
- Occupancy:
- Owner-occupied
- Second homes and investment properties
- Fixed Interest Rate for the full term of the mortgage loans
Non- Conventional Loans
JUMBO Loans
- Covers Single- family primary residences or second homes
- Purchase, Rate/Term and Cash-Out refinances.
- 60- month or 84- month fixed rate ARMS or 15-year fixed rate mortgages
United States Department of Agriculture (USDA) Loans
- No down payment required
- Closing costs can be refinanced into loan
- Fixed interest rate
- Must buy home in USDA-eligible area
- Flexible credit history requirements
- First-time homebuyers eligible
United States Department of Veteran Affairs (VA) Loans
- No down payment
- No private mortgage insurance
- Cash reserves not required
- Closing costs and prepaid expenses can be paid by seller
- Streamline refinance available
Lower your borrowing costs. Up to $10,000 available for the purchase of your home.
If you want to buy a home and have a steady income and good credit, Badger Bank and the Federal Home Loan Bank of Chicago can help.
Through the Downpayment Plus® Program1, up to $10,000 may be available to eligible homebuyers in 2024 to use toward down payment and closing costs. Ask one of our loan officers today about the Downpayment Plus Program to see if you are eligible.
Homebuyers must meet income eligibility requirements and:
- Contribute at least $1,000 to the purchase of the home
- Participate in pre-purchase homebuyer counseling
- Live in the home as your primary residence
Badger Bank is committed to helping our neighbors. We can help lower your borrowing costs if you qualify for the Downpayment Plus Program. In 2024, you could receive up to $10,000 for the purchase of a home!
1Downpayment Plus is a program from the Federal Home Loan Bank of Chicago. Restrictions apply. Please see the Federal Home Loan Bank of Chicago’s website at www.fhlbc.com for complete requirements. “Downpayment Plus” is a registered trademark of the Federal Home Loan Bank of Chicago.
Our Lending Team
David Keleher, CEO, NMLS 647455
Office: 608-423-3241; E-Mail: dkeleher@badgerbank.bank
Tom Dehnert, President, Loan Officer, NMLS 647457
Office: 920-563-2478; E-Mail: tdehnert@badgerbank.bank
Stephen A Fiore, Vice President-Loan Officer, NMLS 460126
Office: 920-563-2478; E-Mail: sfiore@badgerbank.bank
Mitchell Weyer, SeniorVice President - Senior Loan Officer, NMLS 647667
Office: 920-699-2905; E-Mail: mweyer@badgerbank.bank
Logan Larrabee, Assistant Vice President Loan Officer- Credit Analyst, NMLS 2172715
Office: 920-563-2478 E-Mail: llarrabee@badgerbank.bank